The Nina Bhanot Group

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Steps to Buying a Home

Purchasing the biggest investment of your life is no simple task. The Nina Bhanot Group takes the time to understand what’s important to you and the characteristics of a home that reflects your wants and needs. We understand that buying a home is a pivotal part of your life so we look at long term investment and re-sale value to ensure your dream home serves as an asset to you. We take a consultative approach to learn what is important to our clients, then pair their wants and needs with our extensive knowledge of the market to develop personalized recommendations.

1. Determine Wants and Needs. We meet to discuss your specific wants and needs so we can help guide you in your search.
2. Get Pre-Approved. Based on your income and credit history, a mortgage broker will determine how much a bank will lend you, which will help determine the price range for your search.
3. Begin Your Search. We will set up your own personalized search portal which will list all the potential properties that meet your search criteria and notify you whenever a new property comes on the market. Additionally, we will activate notifications for exclusive Coming Soon and Off-Market properties as they hit the market.
4. Personalized Property Reviews. For any properties you are interested in, we do a detailed property review and send you thoughts on price, neighborhood, resale value, school rankings, potential future upgrades and how the property aligns to your wants and needs. This helps you to prioritize the homes you would like to tour.
5. Visit Properties. We will schedule a time with you to do private showings and tour the properties you desire. As we take you through each home we point out the positive and negative aspects and any new items for you to consider.
6. Submit an Offer and Negotiate. Once you identify a home you like, we will provide a detailed comparative market analysis for the property and walk you through the offer terms. We carefully prepare and present an offer to the Seller for consideration and negotiate the strongest terms for a smooth transaction.
7. Deliver Option and Earnest Money. Once your offer has been accepted it is now an executed contract. You now have 3 days from the day the contract was executed to deliver your option and earnest money to the title company. The option fee is what you pay to the seller in order to have an option period for you to do your due diligence on the property. The earnest money is an upfront payment to show you are serious about buying the house and is held by the title company.
8. Home Inspections. During the option period, we will send you a list of our preferred inspection companies who will help determine the condition of the home. We will guide you through the home inspection findings and help you prioritize items for negotiating credits or repairs.
9. Loan and Appraisal. You will contact your lender to have them order an appraisal to determine the fair market value. Once the lender has reviewed your loan file and verified all requirements are met, they will issue your loan approval. This is when you also secure your homeowner’s insurance, review any HOA guidelines for the neighborhood and your final closing disclosure.
10. Final Walkthrough. We will schedule a final walkthrough of the property a day or two before closing. The walkthrough confirms that the home is in the same condition as when we first viewed it and all negotiated repairs have been completed.
11. Closing. You will wire the closing funds to the title company prior to the closing date where your closing will be held. Once the loan is funded you will receive the keys to your new home. Congratulations, you are now a homeowner!

NEW CONSTRUCTION, WE ARE THE EXPERTS

Building a new home is a significant investment and can be a complex process. The Nina Bhanot Group is here to help you navigate this journey by providing valuable insights into appreciating neighborhoods, negotiating the best deals, and guiding you through each step, from selecting the right lot to design appointments. We offer our expertise on various builders and neighborhoods, ensuring you make an informed investment aligned with your wants and needs. Our relationships with builders provides us access to some of the newest neighborhoods and developments. Our expertise and knowledge in new communities and builders make us the obvious choice when choosing to build a new construction home.

New Construction

New Construction

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Work With Us

Partner with a team equipped with expert negotiation skills that is committed to helping you achieve your buying and selling objectives. With our support, we will guide you through every stage of your real estate journey to become your real estate partners for life.

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